As an employee, when you fall sick, you can take paid time off. Your employer can request or a demand a proof of incapacity ( Krankschreibung or Arbeitsunfähigkeitsbescheinigung). Most of this guide is written on the assumption that you are in public health insurance.
What is a sick note?
Krankschreibung, Arbeitsunfähigkeitsbescheinigung or AU-Bescheinigung provides confirmation that you are sick. Only a Doctor may issue a sick note, usually on the first day of sickness; or within 3 days of sickness retroactively in certain cases.
There are four copies of the sick note present. This is for:
- your employer
- your health insurance
- your doctor’s records
What is present in a sick note?
- Your insurance provider’s name (Krankenkasse bzw. Kostenträger)
- Your full name, address, and date of birth (Name, Vorname des Versicherten; geb. am)
- Cost unit identifier (Kostenträgerkennung)
- Your insurance number (Versicherten-Nr.)
- Your Doctor’s number- Whether illness, or injury is a result of work (Arbeitsunfall, Berufskrankheit)
Important information about how long you can take paid sick leave:
- Incapacity for work since (Arbeitsunfähig seit)
- Expected date of recovery, including the last day (voraussichtlich arbeitsunfähig bis einschließlich oder letzter Tag der Arbeitsunfähigkeit)
- Issued date of sick note (festgestellt am)
Your copy and your health insurances’ copy will include diagnosis in the sick note, with ICD codes. Employer’s copy is shorter than the other copies. It does not include the diagnosis.
On the top right side of the sick note, it specifies
- if this is a first issuance of a sick note (Erstbescheinigung)
- or a renewed issuance of an existing sick note (Folgebescheinigung)
Things to do when you fall sick in Germany
Inform your employer
When you’re sick, you must notify your employer at the start of the first day of sickness. If you know when you are likely to recover, you can choose to let your employer know; you don’t need to. You do not need to reveal your illness, or reasoning for sick days off.
You can do this by email, phone, fax or SMS.
Submit a Sick Note
General rule is that, if you are sick for atleast three consecutive work days, you must submit a doctor’s note to your employer. Your employer can request or demand a sick note even from day 1.
Go to a doctor’s, tell them your symptoms, and if necessary, the doctor can write you a sick note ( Krankschreibung) and recommend rest.
Once you receive your sick note (4 copies are present as mentioned above), submit the employer’s copy to your employer via email, in-person or via fax. And the health insurance’s copy to your health insurance. A copy of a sick note is enough. Keep your original with you, in case it’s required by your health insurance, or your employer.
From July 2022, your employer and health insurance will receive the digital copies automatically, from your doctor’s office.
Who pays my salary on sick leave?
Your employer will pay 100% of your salary for up to six weeks of sick leave ( Entgeldfortzahlung). After that, your health insurance covers part of your salary ( Krankengeld) — approximately 70% of your gross salary, or 90% of your net salary.
Sick leave in the first month of a job
If you fall sick in the first month of a new job, you should submit a sick note, even for one day of sick leave. In this case, your health insurance pays your salary; not your employer.
Can I get a sick note over phone?
For certain illnesses (example: if you have symptoms of cold, flu or Covid), yes — up to 7 days. Your doctor can extend for another 7 days once. You will then receive the sick note by email, or post.
In most other cases, this is either not possible, or upto the discretion of your doctor.
Can I get a sick note over the internet?
A doctor can evaluate you over video calls, and issue a sick note. These sick notes are accepted.
Several platforms, like dransay, provide sick notes over the internet. Several people have reported that their employers have chosen not to accept these sick notes.
What is Krankengeld?
When you are sick for longer than six weeks for the same illness, you can claim sick pay ( Krankengeld).
Bundesministerium für Gesundheit has a dedicated page for Krankengeld.
In the event of incapacity for work, insured persons generally continue to receive their pay from the employer for six weeks.
Thereafter, the health insurance fund pays 70 percent of regular gross pay up to the income threshold (EUR 4,827.50 per month; as of 2022), but no more than 90 percent of the last net pay.
Sick pay, including continued remuneration, is limited to 78 weeks within a three-year period.
If you have received Christmas bonuses, or holidays in the past year, this can affect how much money you can receive. Use our Krankengeldrechner to find out how much that is.
If you receive sick pay, you must report in your tax returns the following year. Your health insurance will provide a documenting with your total sick pay, and notify your tax office.
How do I apply for sick pay?
If you submitted your sick notes on time, and they were for the same illness, your sick notes will have sufficient information for your health insurance to pay your sick pay ( Krankengeld).
Sick notes will have the Erstbescheinigung and Folgebescheinigung checked with the same ICD codes.
If you are unsure, you can always reach out to your health insurance provider.
What happens to vacations in case of sick pay?
Your vacation days do not expire immediately. The holiday entitlements are valid 15 months after the end of the holiday year.
You cannot take vacation days, when you are still on sick pay.
What is the Hamburger Modell?
If you have recovered from a long term illness, and are ready to go back to work, you can opt for Hamburger Modell.
Hamburger Modell is a step-by-step reintegration process ( Wiedereingliederung) into working life. Instead of working 100% from the first day back from recovery, you can gradually return to work.
Your doctor and you will decide on a step-by-step plan, and timeline for reintegration. An example would like:
- Work 25% of the time for the weeks 1 & 2
- Work 50% of the time for the weeks 3 & 4
- Work 50% of the time for the weeks 5 & 6
- Return back to work full-time
At each stage, your doctor will assess and evaluate your ability to work. The timeline can be adjusted to either speed-up, or slow-down your reintegration.
Who has to agree to Hamburger Modell?
All following parties must agree to your reintegration.
What is the advantage of Hamburger Modell?
- For you
- For your doctor
- For your employer
- For your health insurance
How to apply for Hamburger Modell?
Your doctor and you will discuss, and agree on a plan for return to work. Wiedereingliederungsplan is the document, where your doctor writes it down.
The above document includes some of the following information:
- Start and end of the proposed plan
- Information on the type and duration of the steps
- Probable point in time when full working capacity is expected
- Withdrawal rights and reasons of employer and employee
- Any additional information
- Activities and stresses that should be avoided when possible
You need to get signature from your employer, and send it to your insurance for approval usually by post or fax. Your employer can state here, whether they would like to voluntarily pay a part of your salary, or not.
Important! Once your application has been accepted, you must get a new sick note every two weeks. Submit it to your health insurance to receive compensation.
Once you have completed your plan, you must notify all the parties involved. Your employer can return to paying your salary. Your health insurance will send you proof of income, for tax filing purposes.
If you receive compensation from Hamburger Modell, you must report in your tax returns the following year. Your health insurance will provide a documenting with your total amount during this period, and notify your tax office.
In case you are using private insurance and would like to know more about the differences:
Originally published at https://www.arbeitnow.com on March 14, 2022.